Contact the Universal Credit team on their general enquiries phone number 0345 600 0723 to apply for a loan known as a Budgeting Advance through this benefits system. This can cover emergency payments such as new household appliances or transport to a job interview, however you will pay the loan back through your current Universal Credit repayments so these will be. Budgeting Loan Services. Budgeting loan provides various service with the to an individual, married and families. You can call the Budgeting loan number 0870 046 9493, speak to customer service department and application process. If you are interested in applying for services of budgeting loan, you need to obtain a from their website.